• Due to war, religious persecution or racial and/or severe economic crises, a growing number of people are migrating to other countries. Thus, it is highly desirable for migrant workers and their families to be able to count on the protection and benefits provided by the social security system of the country receiving them, in conditions similar to the local inhabitants and workers.
• Because of this phenomenon, it will be increasingly more frequent for workers to have contributed to pensions in more than one country. Hence, it would be advisable to regulate this situation, so that contributions are not lost and workers can freely choose the country where they wish to receive their pensions.
• FIAP has put forward two proposals for addressing the issue of pensions for migrant workers:

1. Enter into bilateral agreements with all the countries that have individually funded pension systems, for transferring pension funds when workers change their country of residence.
2. In countries with which there are no pension fund transfer agreements and/or that do not have individually funded pension systems, workers who change their country of residence should be allowed to withdraw their pension funds.

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